Tips on How You Can Save Money!

  1. Have the proper person available to assist the auditor and answer their questions. 
  2. If you pay overtime to employees, properly summarize overtime paid by individual and class code. 
  3. Construction companies should maintain payroll records to show time spent in different types of work. 
  4. The use of subcontractors or independent contractors requires certificates of Worker's Compensation General Liability insurance from each subcontractor or independent contractor. 
  5. Sales records should show breakdowns for your various products or services. 
  6. Be sure you identify for the auditor individuals who perform strictly clerical office duties, strictly outside sales duties, draftsmen or strictly drivers. 
  7. Keep a record of tips declared by restaurant employees. 


​National Society of Insurance

Premium Auditors 

PO Box 936

Columbus, OH 43216